The Standard Lease
The most common lease program is the standard lease program. The standard lease program usually requires the first and last payment up-front and then a level monthly payment for the term of the lease. Terms usually range from 2-5 years with various end-of-term buyout options.

The Step Lease
The step lease is a popular choice for equipment acquisitions in excess of $50,000. Your payments start low and then "step up" to a normal payment. This allows you to acquire the equipment and integrate it into your operations without a significant impact on cash flow. At the end of term on this program you also have various buyout options to choose from.

The Deferred Lease
The deferred lease is a popular choice for businesses acquiring income-producing equipment.
The deferred lease is a payment program where you have up to 90 days to use the equipment before your first payment is due. Once again you have various end-of-term options to choose from.

The Skip Lease
The skip lease is a popular choice for seasonal businesses. We can design a lease payment schedule that is only due on certain months of the year. This allows you to match your cash flow with your monthly payment schedule. As with all our plans, you have various end-of-term buyout options.

END-OF-TERM OPTIONS

One Dollar Buyout
At the end of the lease you have the option to purchase the equipment for $1.00. This is a popular choice for businesses acquiring equipment that has a strong residual value, however tax benefits may be limited.

10% Buyout
At the end of the lease you have the options to purchase the equipment for no more than 10% of the original equipment cost. This is a popular choice for businesses that want a strong tax deduction and anticipate purchasing the equipment at the end of the lease.

Fair Market Value
At the end of the lease you have the option to purchase the equipment for its fair market value. This is a popular choice for businesses that want a strong tax deduction and anticipate not purchasing the equipment at the end of the lease.